लवकरच स्वस्त होऊ शकतं Loan #RepoRate #InterestRate #RBI
Will RBI announce a rate cut? MPC meet date, time, and what to expect
Lower EMIs for home loan borrowers soon: RBI likely to cut repo rate
- व्याज दरात किती कपात? RBI
- RBI Loan Interest Rate । Repo Rate
- व्याजदरात केव्हा कपात करणार याकडे लक्ष
The Reserve Bank of India (RBI) या आठवड्यात होणाऱ्या पतधोरण समितीच्या बैठकीत सलग अकराव्यांदा रेपो दर ६.५ टक्क्यांवर कायम ठेवण्याची शक्यता आहे.लिक्विडिटीच्या परिस्थितीचा सामना करण्यासाठी कॅश रिझर्व्ह रेशो (सीआरआर) कमी केला जाऊ शकतो किंवा मध्यवर्ती बँकेकडे ठेवींचं प्रमाण बदललं जाऊ शकतं. फेब्रुवारी महिन्यात होणाऱ्या Monetary Policy Committee (MPC) च्या बैठकीत व्याजदरात कपात होऊ शकते, अशी शक्यता तज्ज्ञांनी सोमवारी व्यक्त केली.
रिझर्व्ह बँकेचे गव्हर्नर शक्तिकांत दास यांच्या अध्यक्षतेखालील ६ सदस्यीय एमपीसीची बैठक ४ ते ६ डिसेंबर दरम्यान होणार आहे. रिझर्व्ह बँकेचे गव्हर्नर शक्तिकांत दास ६ डिसेंबर रोजी समितीचा निर्णय जाहीर करतील. जवळपास सर्वच विश्लेषकांनी चालू आर्थिक वर्षासाठी जीडीपी वाढीचा अंदाज बदलला आहे. काही विश्लेषकांनी तो ६.३ टक्क्यांपर्यंत खाली येण्याचा अंदाज व्यक्त केला आहे, तर रिझर्व्ह बँकेनं तो ७.२ टक्के राहण्याचा अंदाज व्यक्त केला आहे.
एचएसबीसीच्या अर्थतज्ज्ञांच्या म्हणण्यानुसार, पतधोरण समिती फेब्रुवारी आणि एप्रिलमध्ये होणाऱ्या बैठकीत रेपो दरात ०.२५ टक्क्यांनी कपात करू शकते. अमेरिकन ब्रोकरेज कंपनी बोफा ग्लोबल रिसर्चनेही सकल महागाई ६ टक्क्यांच्या उद्दिष्टापेक्षा अधिक असल्याचं कारण देत रिझर्व्ह बँक शुक्रवारी रेपो दर ६.५ टक्क्यांवर ठेवू शकतं असं म्हटलंय.
Repo Rate: It is the interest rate at which the central bank of a country lends money to commercial banks. The central bank in India i.e. the Reserve Bank of India.
The Reserve Bank of India’s (RBI) six-member Monetary Policy Committee (MPC) will meet this week to assess the current economic landscape and announce key decisions regarding the repo rate, the interest rate at which the central bank lends to commercial banks. Led by RBI Governor Shaktikanta Das, the meeting will take place from 4 to 6 December, with the announcements scheduled for 10 AM on Friday, 6 December.
This meeting comes amidst economic challenges, including lower-than-expected GDP figures, high inflation, and a drop in production, which have heightened public concerns.
RBI MPC Dec meet: When and where to watch?
This is the fifth RBI MPC meeting for the financial year 2024-25 (FY25), with previous meetings held in April, June, August, and October. The final meeting for FY25 is scheduled for February.
Highlights from the October MPC meet:
- Repo rate unchanged at 6.5 per cent
- Policy stance shifted to ‘Neutral’ from ‘Withdrawal of Accommodation’
- Standing Deposit Facility (SDF) rate unchanged at 6.25 per cent
- Marginal Standing Facility (MSF) rate unchanged at 6.75 per cent
- Bank Rate unchanged at 6.75 per cent
- MPC members voted 4:2 to maintain the status quo
The December MPC will convene from 4 to 6 December, with the decisions announced live by Governor Shaktikanta Das at 10 AM on December 6.
As of June 7, 2024, the Reserve Bank of India's (RBI) repo rate is 6.50%. This is the tenth time the RBI has maintained the repo rate at this level.
The repo rate is the interest rate that the RBI charges on funds it lends to commercial banks and other financial institutions. It is used to control inflation and cash flow, and affects home loans, FDs, the stock market, and the economy.
Some experts believe that the RBI may cut interest rates in the near future. This could be due to a cooling of inflation, the recent weakness of the global economy, and volatility in financial markets.
Banks use the Marginal Cost of funds based Lending Rate (MCLR) as a reference rate to determine the interest rate they charge on loans
#RBIMPC #MonetaryPolicy #RepoRate #InterestRate #EconomicChallenges #Inflation #GDP #FinancialYear2024 #ShaktikantaDas #BankingSector #EconomicGrowth #FinancialMarkets #HomeLoans #MCLR #CentralBank #IndiaEconomy #RateCut #MarketVolatility #FiscalPolicy #EconomicOutlook
